This year I spent hours reading through every single post on this blog- updating and fixing the ones worth keeping and ruthlessly deleting those I thought brought no value. One type of post I just could not get rid of was my 'new year' posts (2011, 2012). So this year, I thought I'd do another one.

So far in our quest to buy a property in Malta, we have had the initial meetings with banks to see if we're eligible and get quotes on repayments. We have searched the market, found a property we liked and signed the promise of sale. So now, the property is off the market whilst you apply for a bank loan and the bank, the notary and your architect do their work to ensure this sale can go through.