This is a bit of a hard one for me to write as it means divulging a bit more personal information than I'm usually comfortable sharing and it's also actually quite embarrassing. But here goes... I got rejected for a home loan from almost every bank in Malta.

So far in our quest to buy a property in Malta, we have had the initial meetings with banks to see if we're eligible and get quotes on repayments. We have searched the market, found a property we liked and signed the promise of sale. So now, the property is off the market whilst you apply for a bank loan and the bank, the notary and your architect do their work to ensure this sale can go through.

After 8 years in Malta I felt like it was time to stop wasting money on rent and finally buy my own place. I’m only just taking the first steps on buying my own property in Malta but thought it’d be helpful to bring you all along on the journey.